Please read these Terms of Service ("Terms") carefully before using any website, product, or service operated by Brain Trust Publishing ("we," "us," or "our"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.
Acceptance of Terms
By accessing any of our websites — including CosmicUpdates.com, TrueLoveReading.com, LoveBrainWave.com, and AskMystica.com — or by purchasing any of our products, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
You represent that you are at least 18 years of age and have the legal capacity to enter into a binding agreement. If you are accessing our services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
Definitions
Throughout these Terms, the following definitions apply:
- "Services" refers to all websites, digital products, software, content, and customer support operated by Brain Trust Publishing.
- "Products" refers to digital goods available for purchase, including but not limited to True Love Blueprint, Astral Cupid, 528hz Love Activation System, Sound Healing Temple, and The Commitment Method.
- "Content" refers to all text, images, audio, video, software, data, and other materials available through our Services.
- "User," "you," or "your" refers to any individual or entity accessing or using our Services.
Account & Access
Certain products and services require you to create an account or receive login credentials. You are responsible for maintaining the confidentiality of your account information and for all activity that occurs under your account.
You agree to:
- Provide accurate and complete information during registration
- Keep your login credentials secure and not share them with third parties
- Notify us immediately of any unauthorized use of your account
- Accept responsibility for all activities conducted through your account
We reserve the right to suspend or terminate accounts that violate these Terms or that we reasonably believe have been compromised.
Purchases & Payments
All purchases are processed securely through ClickBank, our authorized payment processor. By making a purchase, you agree to ClickBank's terms of sale in addition to these Terms.
Important: Charges on your bank or credit card statement may appear as "CLKBANK*" followed by a product identifier. If you do not recognize a charge, please contact us before initiating a dispute with your bank.
Prices are listed in US dollars unless otherwise stated. We reserve the right to modify pricing at any time, though any price changes will not affect orders already completed. All sales are subject to our Refund Policy outlined below.
Subscriptions & Recurring Billing
Some of our products and services are offered on a subscription basis with recurring billing. By subscribing, you authorize us (through ClickBank) to charge your payment method on a recurring basis at the interval and price disclosed at the time of purchase.
Subscription Terms
- Billing cycle: Subscriptions are billed at the frequency stated at checkout (e.g., monthly, annually).
- Auto-renewal: Subscriptions automatically renew at the end of each billing cycle unless cancelled.
- Price changes: We will notify you of any subscription price changes before your next billing cycle. Continued use after notification constitutes acceptance of the new price.
- Trial periods: If a free or discounted trial is offered, your subscription will convert to a paid subscription at the stated price at the end of the trial period unless cancelled beforehand.
How to Cancel
You may cancel your subscription at any time by contacting our support team at support@braintrustpublishing.com or through the ClickBank order management page. Cancellation will take effect at the end of your current billing period, and you will retain access until that date.
Refund Policy
We stand behind our products with a 60-day money-back guarantee. If you are not satisfied with your purchase for any reason, you may request a full refund within 60 days of the original purchase date.
How to Request a Refund
To request a refund, contact our support team at support@braintrustpublishing.com with your order number or the email address used at checkout. Refunds are typically processed within 3–5 business days and will be returned to your original payment method.
Refund Conditions
- Refund requests must be made within 60 days of the original purchase date.
- Subscription refunds apply to the most recent billing cycle only.
- We reserve the right to deny refund requests that indicate abuse of our guarantee policy (e.g., repeated purchases and refunds of the same product).
For additional details, please see our full Refund Policy page.
Intellectual Property
All content, software, designs, text, graphics, audio, video, and other materials available through our Services are the property of Brain Trust Publishing or our licensors and are protected by applicable copyright, trademark, and other intellectual property laws.
Your License
Upon purchase, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the purchased content for your personal, non-commercial use only. This license does not include the right to:
- Reproduce, distribute, or publicly display our content
- Modify, create derivative works from, or reverse-engineer any software
- Share, resell, or sublicense your access to any third party
- Remove any copyright, trademark, or proprietary notices
- Use our content to train artificial intelligence or machine learning models
Acceptable Use
You agree not to use our Services to:
- Violate any applicable laws, regulations, or third-party rights
- Upload or transmit viruses, malware, or other harmful code
- Attempt to gain unauthorized access to our systems or other users' accounts
- Engage in any activity that disrupts or interferes with our Services
- Use automated tools (bots, scrapers, crawlers) to access our Services without written permission
- Impersonate any person or entity or misrepresent your affiliation
- Harvest or collect personal information of other users
Disclaimers
Our products and services are provided for entertainment and personal growth purposes only. Nothing in our content constitutes professional medical, psychological, financial, or legal advice.
Health & wellness disclaimer: Our frequency-based programs (including 528hz Love Activation System and Sound Healing Temple) are intended for relaxation and personal wellness exploration. They are not intended to diagnose, treat, cure, or prevent any disease or medical condition. Always consult a qualified healthcare provider for medical advice.
Entertainment disclaimer: Astrology readings, tarot readings, and spiritual guidance offered through our brands are provided for entertainment and personal insight purposes. Individual results and experiences may vary.
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BRAIN TRUST PUBLISHING AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF OUR SERVICES.
OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THESE TERMS OR OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
Indemnification
You agree to indemnify, defend, and hold harmless Brain Trust Publishing and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your violation of these Terms, your use of our Services, or your violation of any rights of a third party.
Governing Law & Disputes
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
Any dispute arising out of or relating to these Terms or our Services shall first be resolved through good-faith negotiation. If a resolution cannot be reached within 30 days, either party may pursue binding arbitration administered by a mutually agreed-upon arbitration service, with the arbitration conducted in the English language.
You agree that any dispute resolution proceedings will be conducted on an individual basis and not as part of a class, consolidated, or representative action.
Termination
We reserve the right to suspend or terminate your access to our Services at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
Upon termination, your right to use our Services will immediately cease. Sections of these Terms that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, indemnification, and governing law — shall continue to apply.
Changes to These Terms
We may update these Terms from time to time. When we do, we will revise the "Effective" date at the top of this page. For material changes, we may also notify you by email or through a notice on our websites.
Your continued use of our Services after updated Terms are posted constitutes your acceptance of the changes. If you do not agree to the updated Terms, please discontinue use of our Services.
Questions About These Terms?
Contact our support team at support@braintrustpublishing.com and we'll be happy to help.